Charlie has worked in the London insurance market since 1985 when he began work as a junior marine placing broker at Brown Shipley, where he first met the Chairman! He worked for various other broking houses such as J.H.Minet, Cameron Richard & Smith, Byas Mosley & Co and NIB Lees Preston Ltd until moving into underwriting in 2000 when he was appointed as the Fine Art & Specie Underwriter for the Nissan Syndicate 2323. Following the 9/11 attack the syndicate went into run-off in 2002 and he was appointed by Argenta Syndicate Management Ltd as the Operations Manager within the Insurance Management Division (IMD) responsible for conducting all the internal reporting on the Argenta controlled syndicates in run – off including 2323. After leaving Argenta in 2006 Charlie set up a binding authority specialising in the underwriting of SME fine art and jewellers block business on behalf of a panel of Lloyd’s underwriters. Between 2006 and 2015 the binding authority was housed by Park London Ltd, Endeavour Insurance Services Ltd and North Star Underwriting Ltd until it was finally taken over by Bannerman Rendell Limited in 2015 when Facet Underwriting Limited was established.

Duncan is a Chartered Insurer with over 20 years’ experience in the London insurance market. He is an expert in Lloyd’s and insurance platforms including structures, setup, regulatory applications, operations & management. He has held positions at KPMG and with Lloyd’s brokers, syndicates and managing agencies including Talbot, Chaucer, Hiscox, Beazley and Barbican. He is also an Army Reserve officer and has been awarded the Volunteer Reserve Services Medal (VRSM). At Facet, as Chief Operations Officer Duncan is responsible for all matters relating to IT and operations, including remote working.

Charlotte is a highly organised and motivated insurance professional with over 20 years’ experience within the London insurance market, the majority of which has been centred around delegated underwriting. During her extensive career in the insurance industry she has worked for the Greenwich Managing Agency as an underwriting assistant and Tokio Marine Kiln as a binding authority analyst and jewellers block underwriter, ending up as their Senior Binding Authorities Operational Coordinator. Charlotte was also employed as a binding authority consultant by the Channel and Barbican managing agencies. At Facet, Charlotte is responsible for all things compliance and regulation. She will also be assisting Charlie on the underwriting front. Charlotte is married to Duncan and they have three wonderful boys to keep them fully occupied when not practising insurance!